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๐Ÿ’ผ Portfolio Rebalancing Calculator

Manage your 3-fund portfolio across all retirement accounts

๐ŸŽฏ Target Allocation

US Total Market

54%
FSKAX

International Total Market

36%
FTIHX

US Bonds

10%
FXNAX

โš™๏ธ Tax Settings

Federal only - not tax advice. Numbers may change.

โ“˜
Portfolio-wide is simpler and avoids unnecessary trades. Use account-level if you want each account perfectly balanced.

๐Ÿ“ Import Portfolio Data

Upload your Fidelity account statement (PDF or CSV)

Go to: All Accounts > 3 dots > Download / Print

Or manually enter your holdings:

๐Ÿ“Š Current Holdings

๐Ÿ“ˆ Portfolio Summary

โš ๏ธ Assumptions & Disclaimers

Federal only - not tax advice. Numbers may change.
This calculator uses 2026 IRS limits and assumes a 54/36/10 target allocation.
Taxable sells setting: Off (cash only)
State taxes, NIIT (3.8%), wash sale rules, and individual circumstances are not considered.
Consult a tax professional for personalized advice.

Total Portfolio Value

$0

Number of Accounts

0

Cash Available

$0

Rebalancing Needed

$0

๐Ÿ“Š Contribution Limits Tracker (Optional)

๐Ÿ’ฐ Cash to Invest

$

๐Ÿ“š Sources & References (show)

Current vs Target Allocation

๐Ÿ”„ Recommended Trades